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JG works in construction. Life was difficult in 2008 and 2009. However, in 2010, his employer started getting more jobs and keeping JG working.

In fact, it was the employer who referred JG to me. I had done previous legal work for him.

Of all the lenders we have worked with, I would say Cenlar was one of the more reasonable.

JG received this trial payment plan February 21, 2011. We look forward to getting his final modification after three payments are made. I would offer this reminder. As soon as the three trial payments are made, call the lender three times a week until the final modification is issued.

JG’s trial payment plan was finalized May 2, 2011.

One Comment

  1. I am curious as to the final out come with Cenlar and Bayview. I too have the identical paperwork format for “Trial Payment Plan” and “Trial Payment Finalization or the Home Affordable Modification Agreement”. However, I signed my copy and Cenlar’s copy of the payment finalization on August 23, 2011 and to date (October 23, 2011) I have not received Cenlar’s notarized copy back to me. I take that to mean I am still in default on my original loan and they could still foreclose on me at anytime if they so desired. Cenlar still refers me straight to Bayview and they are a debt collection agency. Please refer to Section 2B of the Home Affordable Modification Agreement. Has your client received their signed and notarized copy back from Cenlar? Bayview keeps telling me that they are waiting to receive the recorded document back. With all the horror stories out there about loan mods gone bad, I don’t feel comfortable at all.

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